You receive a five percent incentive of a home price of $200,000, the incentive is $10,000. If your home value increases to $300,000 and is sold, your payback would be $15,000, says Jesse Davies, of Re/Max House of Real Estate. If you receive a 10 percent incentive of a home price of $200,000, or $20,000, and your home value decreases to $150,000, your repayment will be $15,000.
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